How to Check Bike Insurance Validity Online in India (2025 Guide)

How to Check Bike Insurance Validity

Do you know if your bike insurance is still active or expired? It’s very important to check your bike insurance on time. If your insurance is not valid, you can get a fine or face problems after an accident. In this article, we will show you simple ways to check your bike insurance validity online. Anyone can do it in just a few minutes using a mobile or computer. Read till the end to stay safe and ride worry-free.

Why It’s Important to Check Bike Insurance Validity

• Avoid Legal Fines: Driving without valid insurance is punishable by law under the Motor Vehicles Act.
• Ensure Coverage During Accidents: Expired insurance means no claim settlement in case of mishaps.
• Stay Road-Ready: Valid insurance is mandatory for renewing registration, fitness certificates, or during ownership transfer.

1. Check Bike Insurance Validity Online via Parivahan Portal

The Ministry of Road Transport and Highways offers a free and quick service through Parivahan.

Steps:

1. Visit: https://parivahan.gov.in/parivahan
2. Go to the “Informational Services” section.
3. Click on “Know Your Vehicle Details”.
4. Enter your bike’s registration number and fill in the captcha.
5. Click on “Vahan Search”.
6. You’ll see details like insurance company name, policy number, and insurance expiry date.

Note: The data here is fetched from VAHAN database, which gets info from insurers. If it’s not updated, use the methods below.

2. Check Insurance Validity on Insurance Provider’s Website or App

If you know your insurer (like ICICI Lombard, HDFC Ergo, Bajaj Allianz, Acko, etc.), use their official website or app.

Steps:

1. Visit your insurer’s website.
2. Look for “Policy Status” or “Track Policy” section.
3. Enter your registered mobile number, policy number, or bike registration number.
4. The portal will show your policy status and expiry date.

Tip: Most insurers offer reminders via SMS or email. Check your inbox for renewal alerts.

3. Use IIB Portal (Insurance Information Bureau of India)

The IIB portal helps users access insurance data for vehicles across insurers.

Steps:

1. Go to: https://iib.gov.in
2. Select “V Seva – Vehicle Insurance Status”
3. Enter details like:
   • Bike Registration Number (without special characters)
   • Registered mobile number
   • Email ID
   • Accident date (if applicable)
4. Submit the form and verify via OTP.
5. You’ll receive the insurance status linked to your vehicle.

Limitation: Data is updated only if your insurer shares it with IIB. Policies older than 2 years may not show up.

4. Check Policy Document (Soft Copy or Hard Copy)

If you still have your insurance policy document, either in printed form or PDF/email, check:

• Policy number
• Start date
• Expiry date
• Insurance company name

Tip: Store your policy digitally in DigiLocker or Google Drive for quick access.

5. Call or Email the Insurer Directly

Still unsure? Simply contact your bike insurance provider. Provide them with:

• Your bike registration number
• Your name and registered mobile number
• Policy number (if available)

They’ll inform you about your insurance validity and offer renewal options if it’s expired.

6. Use Mobile Apps like mParivahan

The government-backed mParivahan app lets you check insurance status and RC details.

Steps:

1. Download the app from Play Store or App Store.
2. Open the app and enter your bike registration number.
3. It will show:
   • Registration date
   • Fitness validity
   • Insurance expiry date

What to Do If Bike Insurance Has Expired?

If your insurance has lapsed:

• Don’t ride until you renew it.
• Visit your insurer’s website for instant renewal options.
• In some cases, inspection may be required for expired policies.
• Renew before it exceeds 90 days, or you lose the No Claim Bonus (NCB).

Conclusion:

Checking your bike insurance validity is quick, easy, and essential. Whether you’re planning a road trip, renewing your RC, or just want peace of mind, make sure your two-wheeler policy is up to date. Use the Parivahan portal, insurer’s website, or mobile apps to stay informed and insured—because a valid insurance policy is your best companion on every ride.