Decline Rate Calculator
Analyze your business performance by calculating customer or transaction decline rates with our powerful tool
Time Period
Transaction Data
Decline Reasons (Optional)
Your Decline Rate Analysis
Enter your data to evaluate your decline rate performance.
Detailed Breakdown
Your detailed decline analysis will appear here.
📊 Industry Benchmark Decline Rates
| Industry | Average Decline Rate | Good Performance | Needs Improvement |
|---|---|---|---|
| E-commerce | 7-12% | <7% | >12% |
| SaaS | 5-8% | <5% | >8% |
| Retail | 4-7% | <4% | >7% |
| Travel | 8-15% | <8% | >15% |
| Gaming | 10-18% | <10% | >18% |
| Financial Services | 3-6% | <3% | >6% |
| Subscription Services | 6-10% | <6% | >10% |
Note: These benchmarks are based on 2023 industry reports and may vary by region and business model.
📚 Decline Rate Reduction Tips
Payment Retry Logic
Implement smart retry logic for failed transactions with appropriate delays between attempts.
Better Fraud Detection
Use advanced fraud detection tools that reduce false positives while catching real fraud.
Mobile Optimization
Optimize checkout for mobile to reduce input errors that lead to declines.
Card Updater Services
Subscribe to card updater services to automatically update expired or replaced cards.
Detailed Analytics
Analyze decline patterns to identify specific issues with certain card types or banks.
Alternative Payment Methods
Offer multiple payment options (digital wallets, bank transfers) to reduce card declines.
Note: This calculator provides estimates based on standard decline rate calculations. Actual performance may vary based on payment processor, region, and other business-specific factors. For detailed analysis, consult with your payment provider.