6 Apps to Earn $100/Day With Minimal Effort

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In recent years, the landscape of personal finance has undergone a significant transformation, driven by the proliferation of money-making apps. These applications have become increasingly popular as individuals seek convenient and innovative ways to boost their income. From gig economy platforms to investment apps, the options for earning money have expanded, offering diverse opportunities for users.

As we delve into this evolving financial ecosystem, one intriguing concept that has captured the attention of many is the prospect of earning $100 per day with minimal effort. The allure of generating a consistent income stream without exhaustive labor has fueled the curiosity of individuals looking to supplement their earnings or explore alternative sources of revenue.

App 1: Survey and Opinion Apps

Survey and opinion apps have emerged as one of the most accessible and straightforward avenues for individuals looking to earn money with minimal effort. These apps connect users with market research opportunities, allowing them to share their opinions on various topics while earning rewards in return.

Popular Survey Apps:

A. Swagbucks:

  • Swagbucks is a versatile platform that offers paid surveys, as well as other ways to earn, such as watching videos and playing games.Users accumulate points (Swagbucks) that can be redeemed for gift cards or PayPal cash.
B. Survey Junkie:
  • Known for its user-friendly interface, Survey Junkie provides a range of surveys catering to different interests and demographics.Participants earn points for each survey completed, which can be converted into PayPal cash or e-gift cards.

Tips for Maximizing Earnings with Minimal Time Investment

A. Profile Completion:

  • Ensure your profile is complete and accurate. This helps survey apps match you with relevant opportunities, increasing your chances of qualifying for surveys.
B. Regular Check-Ins:
  • Make it a habit to check the app regularly for new surveys. Being prompt in your responses increases your chances of securing a spot before quotas are filled.
C. Diversify Platforms:
  • Join multiple survey apps to access a broader range of surveys. This diversification enhances your earning potential.
D. Refer-a-Friend Programs:
  • Take advantage of referral programs offered by these apps. Inviting friends can earn you additional rewards or bonuses.
E. Time Management:

Be mindful of the time-to-reward ratio. Focus on surveys that offer reasonable compensation for the time invested to optimize your earnings.

Payments are made in cash, and users can withdraw funds through PayPal.

By strategically navigating the landscape of survey and opinion apps, users can unlock the potential to earn $100 per day with relatively minimal effort. The key lies in combining efficiency with a proactive approach to maximize opportunities and rewards.

App 2: Cashback and Rewards Apps

Cashback and rewards apps have become indispensable tools for savvy consumers seeking to earn money on their everyday purchases. These apps allow users to receive a percentage of their spending back in the form of cash or rewards, providing a simple yet effective way to boost one’s income.

Highlight Top Cashback and Rewards Apps:

A. Ebates (now Rakuten):

  • Rakuten, formerly known as Ebates, offers cashback on purchases made through its affiliate links at various online retailers.Users can accumulate cashback, which is paid out quarterly via check or PayPal.
B. Ibotta:
  • Ibotta specializes in offering cashback on grocery store purchases and a variety of in-store and online retailers.Users can redeem earnings through PayPal or by choosing from a selection of gift cards.
C. Honey:

Honey is a browser extension that automatically searches for and applies online coupon codes during the checkout process.

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Users earn Honey Gold, which can be redeemed for gift cards.

Strategies for Earning Passive Income Through Cashback and Rewards:

A. Install Browser Extensions:

  • Utilize browser extensions like Honey to effortlessly earn cashback without actively navigating through the app.
B. Stacking Rewards:
  • Combine cashback apps with credit card rewards to maximize savings. Check if your credit card offers additional benefits for specific retailers.
C. Promotions and Bonuses:
  • Keep an eye out for special promotions and bonuses offered by these apps, such as increased cashback rates during certain periods or for specific retailers.
D. Referral Programs:
  • Many cashback apps have referral programs that reward users for inviting friends. Leverage these programs to earn additional cash or bonuses.
E. Regularly Check for New Offers:

Stay proactive by regularly checking the app for new cashback offers and promotions. Being aware of available opportunities ensures you don’t miss out on potential earnings.

By incorporating cashback and rewards apps into their daily spending habits, users can accumulate significant passive income over time. These apps provide a seamless way to earn money on purchases individuals were already planning to make, making it a practical and effective strategy for reaching the $100 per day goal with relative ease.

App 3: Gig Economy Apps

Gig economy apps have revolutionized the way people approach earning money by offering a range of simple tasks that can be completed for quick earnings. These platforms connect users with various short-term, flexible opportunities, providing a dynamic avenue for individuals looking to increase their income with minimal effort.

Explore Various Gig Economy Apps Offering Simple Tasks:

A. TaskRabbit:

  • TaskRabbit connects users with local tasks and errands, such as cleaning, moving, or assembling furniture.Users set their rates and can earn money by completing tasks for individuals in their local community.
B. Uber and Lyft:
  • Ride-sharing platforms like Uber and Lyft offer opportunities for individuals with a vehicle to earn money by providing transportation services.
C. Gigwalk:

Gigwalk allows users to complete small tasks, known as “gigs,” for businesses. These tasks may include verifying product prices or taking photos of retail displays.

Insight into Maximizing Earnings with Minimal Effort through Gig Apps:

A. Optimize Availability:

  • Increase your earning potential by optimizing your availability during peak hours or in high-demand areas.
B. Set Realistic Rates:
  • When using platforms that allow you to set your rates, find a balance between competitiveness and fair compensation for your time and effort.
C. Diversify Tasks:
  • Explore a variety of tasks within the gig economy. Diversifying the types of gigs you undertake can provide a steady stream of income.
D. Leverage Skills:
  • Identify and leverage your skills. If you have expertise in a specific area, such as graphic design or writing, consider platforms that connect freelancers with short-term projects.
E. Efficient Time Management:

Plan your tasks efficiently to maximize your earnings in a shorter amount of time. Combining nearby tasks or rides can be a strategic way to optimize your efforts.

Gig economy apps offer a flexible and accessible way for individuals to earn money quickly and efficiently. By strategically selecting tasks and managing their time effectively, users can leverage these platforms to reach the goal of earning $100 per day with minimal effort.

Whether it’s completing small errands or providing transportation services, the gig economy provides a range of opportunities for those seeking short-term income streams.

App 4: Investing and Savings Apps

Investing and savings apps have gained popularity not only for wealth creation but also for earning passive income through dividends, interest, and other investment returns. These apps provide a way for individuals to grow their money over time, making them a crucial component of a diversified approach to earning.

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Review Investment and Savings Apps Suitable for Earning Passive Income:

A. Robinhood:

  • Robinhood is a commission-free investment platform that allows users to invest in stocks, ETFs, and cryptocurrencies.Dividend-paying stocks on Robinhood can contribute to passive income as users earn a share of the company’s profits.
B. Acorns:
  • Acorns is a micro-investing app that rounds up everyday purchases to the nearest dollar and invests the spare change.Users can also opt for Acorns Later, a feature that invests in a diversified portfolio for retirement.
C. Wealthfront:

Wealthfront is a robo-advisor that automatically invests user funds in a diversified portfolio.

Users can earn interest on their cash holdings through Wealthfront’s Cash Account feature.

Tips for Utilizing Investment Apps for Minimal Effort Earnings:

A. Set Up Automatic Investments:

  • Take advantage of automatic investment features offered by these apps. Setting up recurring deposits or automatic round-ups ensures a consistent investment strategy.
B. Diversify Your Portfolio:
  • Diversification is key to managing risk. Invest in a mix of assets, such as stocks, bonds, and ETFs, to create a well-balanced portfolio that can generate passive income.
C. Reinvest Earnings:
  • Many investment apps allow users to automatically reinvest dividends or interest earned. Reinvesting compounds earnings over time, enhancing passive income.
D. Regularly Review and Adjust:
  • Periodically review your investment strategy and adjust it based on your financial goals and market conditions. This can help optimize your portfolio for passive income generation.
E. Take Advantage of Promotions:

Some investment apps offer promotions, such as cash bonuses or fee-free periods. Keep an eye on such opportunities to boost your initial investment.

Investing and savings apps provide an avenue for individuals to generate passive income over the long term. By adopting a disciplined and strategic approach, users can make their money work for them, contributing to the goal of earning $100 per day with minimal effort.

App 5: Microtask Apps

Microtask apps have gained popularity as platforms that offer users the opportunity to complete small tasks in exchange for monetary rewards. These tasks are usually quick and straightforward, making them an accessible way for individuals to earn money in bite-sized increments.

Overview of Apps that Offer Small Tasks for Monetary Rewards:

A. Amazon Mechanical Turk (MTurk):

  • MTurk is a crowdsourcing platform by Amazon that connects businesses with workers willing to perform microtasks, such as data entry, image recognition, and surveys.
B. Clickworker:
  • Clickworker allows users to complete various microtasks, including text creation, research, and data categorization. The platform provides a range of tasks suited to different skills.
C. TaskRabbit (Microtasks):

In addition to larger tasks, TaskRabbit also offers microtasks, enabling users to earn money by completing small assignments or helping with quick local chores.

Suggestions for Efficiently Completing Microtasks to Earn $100/Day:

A. Select Tasks Wisely:

  • Choose tasks that align with your skills and interests. This can enhance efficiency and increase your chances of completing tasks quickly and accurately.
B. Batch Similar Tasks:
  • If possible, batch similar tasks together. This minimizes the time spent transitioning between different types of tasks and allows for a more streamlined workflow.
C. Set Realistic Goals:
  • Set daily goals for the number of tasks you aim to complete. Breaking down the $100 target into smaller, achievable milestones can help maintain motivation.
D. Time Management:
  • Efficient time management is crucial. Prioritize tasks based on their complexity and deadline, ensuring that you tackle high-priority tasks first.
E. Build a Reputation:
  • On platforms like MTurk, building a positive reputation by consistently completing tasks accurately can open up access to higher-paying and more frequent opportunities.
F. Use Automation Tools (Where Allowed):

Some tasks may be repetitive and lend themselves to automation. Explore tools or scripts that can help speed up certain aspects of the task, but ensure compliance with platform rules.

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Microtask apps provide a flexible way to earn money by completing small tasks, contributing to the overall goal of reaching $100 per day with minimal effort. By employing efficient strategies and focusing on tasks that match individual skills, users can optimize their time and maximize their earnings within the microtasking ecosystem.

App 6: Passive Income Apps

Passive income apps have gained popularity for their ability to generate earnings with minimal ongoing effort. These apps typically involve investments, automatic savings, or other mechanisms that allow users to accumulate income over time without active participation. Here are some noteworthy apps in this category along with strategies for maximizing their passive income potential:

Dividend-Paying Stocks Apps:


Public is an investment app that not only allows users to buy fractional shares of stocks but also offers a social investing community.

Invest in dividend-paying stocks to earn regular income, and consider automatic dividend reinvestment for compound growth.

M1 Finance:

M1 Finance is an investment platform that allows users to create a customizable portfolio. Users can automate investments and earn dividends.

Real Estate Investment Apps:


Fundrise is a real estate crowdfunding platform that enables users to invest in real estate projects. Users earn passive income through dividends and potential appreciation.


Roofstock focuses on single-family rental properties. Users can invest in rental properties and earn passive income through rental payments.

High-Yield Savings Apps:

Varo Bank:

Varo Bank is a mobile banking app that offers a high-yield savings account. Users can earn interest on their savings with minimal effort.


Chime is a neobank that provides a high-yield savings account with automatic round-up features for additional savings.

Automatic Savings and Investing Apps:


Stash is an app that simplifies investing by allowing users to invest in fractional shares of ETFs and stocks. Set up automatic investments for a hands-off approach.


Digit is a savings app that analyzes spending patterns and automatically transfers small amounts of money to a savings account. Users can earn interest on their savings.

Strategies for Setting Up and Managing Passive Income Apps:

a. Diversify Investments: – Diversification helps spread risk. Consider a mix of dividend stocks, real estate, and high-yield savings to create a well-rounded portfolio.

b. Regularly Contribute: – Consistent contributions, even in small amounts, can significantly contribute to passive income. Set up automatic contributions to ensure a steady investment flow.

c. Reinvest Earnings: – Reinvest dividends and interest earned to benefit from compound growth. Many apps offer automatic reinvestment features.

d. Monitor and Adjust: – Periodically review your investments and make adjustments based on your financial goals, market conditions, and changes in app features or offerings.

e. Stay Informed: – Keep yourself informed about the performance of your investments and any updates from the app. Awareness is key to making informed decisions.

Passive income apps provide an excellent way to build wealth over time with minimal hands-on involvement. By adopting a strategic and diversified approach, users can harness the power of these apps to achieve consistent earnings and work towards the goal of earning $100 per day with relatively little ongoing effort.


In conclusion, the featured apps in the realms of surveys, cashback and rewards, gig economy, investing and savings, microtasks, and passive income offer diverse opportunities for individuals to earn $100 per day with minimal effort.

Remember, success in utilizing these apps for supplemental income lies in a combination of smart strategy, time management, and adaptability. Whether you’re completing surveys during downtime, utilizing cashback on purchases, taking on gig tasks, or investing for the long term, each app offers a unique avenue to contribute to your financial goals.

Explore, experiment, and find the right combination of apps that align with your skills, preferences, and financial objectives. Embrace the opportunities these apps provide and empower yourself to achieve your financial aspirations through the evolving landscape of digital income generation.

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